What happens if your mortgage pre-approval expires? Well, when your mortgage pre-approval letter expires, it is like a time-limited ticket that runs out. Typically, a pre-approval lasts for 60 to 90 days. If you have not found a home within...

A housing bust comes for thousands of small-time investors, as predicted by the Wall Street Journal. The collapse of Jay Gajavelli’s real estate syndicator, Applesway Investment Group, is at the heart of this prediction. Gajavelli's company recently lost over 3,000...

Buying a home is a momentous milestone, and navigating the world of mortgages can feel overwhelming. If you're looking for a potentially smoother homebuying process with the chance to snag a sweetheart interest rate, then an assumable mortgage might be...

Are you mulling over the idea of investing in real estate and considering a townhome? Townhomes have become increasingly popular as a choice for both first-time homebuyers and seasoned investors. But the burning question remains: Are townhomes a good investment?...

In today's financial landscape, it's essential to understand the worth of your investments. One such investment that often flies under the radar is savings bonds. These low-risk securities issued by the U.S. Department of the Treasury can be a valuable...

In the world of finance, navigating the sea of borrowing options can be daunting. Especially, for newbies. Among these, personal loans stand out as versatile and accessible tools for managing your finances, making big purchases, or consolidating debt. Let's break...

In the dynamic world of finance, staying ahead can be as exhilarating as it is challenging. The recent whispers and hums around the Federal Reserve's shift in interest rates have everyone on their toes. Gone are the days of predictable...

When the world was blindsided by Covid-19, the U.S. economy skidded into uncharted territory. With jobs evaporating overnight and businesses locking down, financial distress signals flared up from every direction. The government’s response included a multipronged approach to stabilize the...

The U.S. housing market has always been akin to a roller coaster, full of thrilling ups and downs. Today, we are cresting one of those towering peaks as mortgage interest rates hit a level we have not seen in almost...

Imagine you are dipping your toes into the world of loans and finance, and you come across this term: The blended interest rate. It might sound like a smoothie order at a hipster cafe. But it is a bit more...

Personal loans can be a valuable financial tool when used responsibly. They can help you consolidate debt, cover unexpected expenses, or finance major purchases. However, if you're not careful, personal loans can lead to financial trouble. Here are some common...